It is bad enough to be in a car accident. It is worse to have to go to the hospital, and it is an insult when you are tricked into signing over ALL of your insurance by the hospital. But the icing on the cake is when your insurance refuses to pay up. Can this really happen? Yes. How? Here…

Lots of my clients think they have Full Coverage just because that’s what they were told when they bought car insurance. In Florida Full Coverage is sometimes open to debate.  Insurance companies are not too good about explaining it, and clients often wind up with less than full coverage. The whole subject of automobile insurance…

There are a lot of insurance companies in Florida.  They beat each other up in their ads about  the great services they provide to their insureds at cheap rates.  Miss a payment and you get cancelled.  But when it comes time to make a claim for accident benefits under a Personal Injury Protection policy (mandatory…

An adjuster for a major insurance company (think of the lizard) sent me a letter about injuries in a case we are trying to settle.  He said that my client was not entitled to a settlement because he had previous back treatment.   This startled me because of his obvious misunderstanding of the law concerning…

Florida is only one of two states with no fault and PIP Benefits.  Personal Injury Protection (PIP) benefits are there for you if  you have been injured in a car accident even if it was your fault or someone else’s fault.  Getting PIP benefits is easy.  Just call your insurance company, report the car accident,…

The start of a new school year means the start of football season, and a whole myriad of other school sponsored interscholastic sports for both boys and girls, including baseball, cheer-leading, Lacrosse, soccer, tennis, swimming and diving, weightlifting and golf. All of these activities are subject to various risks and it is a privilege to participate…

I met a new client last week who wondered how her bills would get paid and if she  would  have to pay one-third of her PIP benefits to me for attorneys for fees. I have some great news for you.  Florida law requires what is known as Personal Injury Protection (PIP).  It is a mandatory part of…

Palm-Coast-Injury-Law-Motorcycles-Passenger-Claims-And-Red-Lights

Daytona Bike Week is just around the corner.  Here is some more timely and hopefully helpful info for passengers during bike week. When  a passenger on a motorcycle is injured, usually in a left turn type accident,  he has two possible claims: one is against the driver/operator of the motorcycle and the other is against…

I recently wrote a blog about the “T” word: Tickets, here. Today’s blog is about another word lawyers cannot use in front of the jury: Insurance. More specifically, that the defendant has Insurance. There is no automatic mistrial, but the courts often grant one. See Hollenbeck v Hooks. All injury and death cases start by…

Cancellation of an insurance policy is serious business.  It makes it much harder to get new coverage.  Increasing premiums just because of a single claim is also serious.  Both cancellations/non-renewals and premium increases are governed by Florida laws. FS 626.9541 contains a list of unfair claims practices which includes: 3 a. Imposing or requesting an…

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